- Guarantee to be able to keep or get insurance no matter what. Not just if you never got insurance when you could have. But not getting thrown off insurance when you or your partner gets health problems that forces the loss of a job.
- No more high deductibles and copays: sure the colonoscopy is covered but only after you meet your $1000 deductible on some plans now. People often elect to keep down their premiums by choosing a high deductible. Then something comes up and they lose so much: out of pocket can often be $5000 a year for several years
- Everyone gets coverage. How often do we see government funds being used for hospital care for the uninsured?
- Prevention is covered without any out of pocket money. Often expensive heart attack hospitalizations or colon cancer surgery could have been prevented. Again we all pay when our private insurance goes up or more tax money is used for those without insurance.
- The youth are covered under their parent’s group coverage until age 26. now many plans do not allow this unless they are students.
- Less job lock: many people are tied down because of their benefits that their employer gives. There could be more entrepreneurs who go into business for themselves if they are assured of getting the same group benefits and guarantee of coverage.
- No limits of coverage. One could do everything right and be responsible, ready for catastrophe and then a lifelong health problem hits. That million dollar limit, just ten years of 100,000 annual costs can come quickly, and then off to bankruptcy.
The hope of health reform gives all Americans
the promise of
incredible health and medical care from infancy
till death.
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